/* SİGORTAM 54 — Şehrin Sigortacısı · kurumsal site
   Renkler logodan: yeşil #00AB4F, kömür #2B2D33; zemin lacivert #0B1F3A (tanıtım videosuyla aynı dil). */
:root {
  --lac: #0B1F3A; --lac2: #12305A; --yesil: #00AB4F; --yesil-k: #008A3F; --yesil-a: #22D37A;
  --yazi: #0E1B2E; --gri: #5F6F86; --cizgi: #E3E9F2; --zemin: #F4F7FB; --beyaz: #fff; --mercan: #FF6B5B;
  --golge: 0 10px 30px rgba(10, 30, 60, .08); --r: 22px; --en: 1200px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: 'Inter Tight', system-ui, -apple-system, 'Segoe UI', Arial, sans-serif; color: var(--yazi); background: var(--zemin); line-height: 1.5; -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; color: inherit; }
.kap { width: min(var(--en), 100% - 40px); margin-inline: auto; }
[hidden] { display: none !important; }
.gizli { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.yesil { color: var(--yesil-a); }

/* ---------- başlık ---------- */
.ust { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, .94); backdrop-filter: saturate(1.4) blur(12px); border-bottom: 1px solid var(--cizgi); }
.ust .kap { display: flex; align-items: center; gap: 28px; height: 78px; }
.ust .logo img { height: 50px; width: auto; }
.menu { display: flex; gap: 26px; margin-left: 18px; font-weight: 600; font-size: 15.5px; color: #3B4A60; }
.menu a:hover { color: var(--yesil-k); }
.ust-sag { margin-left: auto; display: flex; align-items: center; gap: 12px; }
.tel-btn { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--lac); padding: 10px 14px; border-radius: 12px; }
.tel-btn:hover { background: var(--zemin); }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; cursor: pointer; border-radius: 14px; padding: 13px 20px; font-weight: 800; font-size: 15.5px; background: var(--yesil); color: #fff; transition: transform .15s, background .15s, box-shadow .15s; box-shadow: 0 8px 20px rgba(0, 171, 79, .25); }
.btn:hover { background: var(--yesil-k); transform: translateY(-1px); }
.btn.lac { background: var(--lac); box-shadow: 0 8px 20px rgba(11, 31, 58, .2); }
.btn.lac:hover { background: var(--lac2); }
.btn.cizgi { background: transparent; color: #fff; border: 2px solid rgba(255, 255, 255, .35); box-shadow: none; }
.btn.cizgi:hover { border-color: #fff; }
.hamburger { display: none; margin-left: auto; width: 44px; height: 44px; border-radius: 12px; border: 1px solid var(--cizgi); background: #fff; cursor: pointer; place-items: center; }

/* ---------- hero ---------- */
.hero { position: relative; overflow: hidden; color: #fff;
  background: radial-gradient(ellipse 55% 80% at 82% 25%, rgba(0, 171, 79, .30), transparent 62%), linear-gradient(160deg, #0B1F3A 0%, #12305A 60%, #0B1F3A 100%); }
.hero::after { content: ''; position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(ellipse 70% 70% at 30% 40%, #000, transparent 75%); mask-image: radial-gradient(ellipse 70% 70% at 30% 40%, #000, transparent 75%); }
.hero .kap { position: relative; z-index: 1; display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; padding: 72px 0 84px; }
.rozet { display: inline-flex; align-items: center; gap: 8px; border: 1px solid rgba(34, 211, 122, .4); background: rgba(0, 171, 79, .12); color: var(--yesil-a); border-radius: 999px; padding: 8px 16px; font-weight: 700; font-size: 14.5px; }
.hero h1 { margin-top: 24px; font-size: clamp(42px, 5.4vw, 74px); font-weight: 800; letter-spacing: -.045em; line-height: 1.02; }
.hero .alt { margin-top: 22px; font-size: 19px; line-height: 1.55; color: #B4C4DA; max-width: 560px; }
.artilar { margin-top: 30px; display: grid; gap: 12px; font-size: 16.5px; font-weight: 600; color: #DDE7F3; list-style: none; }
.artilar li { display: flex; align-items: center; gap: 10px; }
.hero-btn { margin-top: 34px; display: flex; flex-wrap: wrap; gap: 12px; }

/* ---------- teklif formu ---------- */
.form-kart { background: #fff; color: var(--yazi); border-radius: 26px; padding: 28px; box-shadow: 0 30px 80px rgba(0, 0, 0, .35); }
.form-kart h2 { font-size: 24px; font-weight: 800; letter-spacing: -.03em; display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.form-kart h2 small { font-size: 13.5px; font-weight: 600; color: var(--gri); letter-spacing: 0; }
.sekmeler { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; margin: 18px 0 18px; background: var(--zemin); padding: 5px; border-radius: 14px; }
.sekmeler button { border: 0; background: transparent; border-radius: 10px; padding: 10px 6px; font-weight: 700; font-size: 14.5px; color: #5B6A80; cursor: pointer; }
.sekmeler button[aria-pressed="true"] { background: var(--lac); color: #fff; }
.alan { margin-bottom: 14px; }
.alan label { display: block; font-size: 13px; font-weight: 700; color: var(--gri); margin: 0 0 6px 2px; }
.alan input, .alan select { width: 100%; height: 54px; border: 2px solid var(--cizgi); border-radius: 14px; padding: 0 16px; font-size: 17px; font-weight: 600; background: #fff; outline: none; transition: border-color .15s, box-shadow .15s; }
.alan input:focus, .alan select:focus { border-color: var(--yesil); box-shadow: 0 0 0 4px rgba(0, 171, 79, .14); }
.plaka { position: relative; }
.plaka::before { content: 'TR'; position: absolute; left: 2px; top: 2px; bottom: 2px; width: 42px; border-radius: 12px 0 0 12px; background: #1F4FBF; color: #fff; font-size: 13px; font-weight: 800; display: grid; place-items: center; }
.plaka input { padding-left: 58px; text-transform: uppercase; letter-spacing: .06em; font-weight: 800; }
.iki { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.onay { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; color: var(--gri); margin: 4px 0 16px; line-height: 1.45; }
.onay input { margin-top: 2px; width: 18px; height: 18px; accent-color: var(--yesil); flex: none; }
.onay a { color: var(--yesil-k); font-weight: 700; text-decoration: underline; }
.form-kart .btn { width: 100%; height: 58px; font-size: 17px; }
.kvkk-not { display: flex; align-items: center; justify-content: center; gap: 7px; margin-top: 14px; font-size: 13px; color: #8A97AB; font-weight: 600; }
.form-hata { display: none; margin-bottom: 12px; padding: 11px 14px; border-radius: 12px; background: #FFF1F0; color: #B42318; font-size: 14px; font-weight: 600; }
.form-tamam { display: none; text-align: center; padding: 26px 6px 10px; }
.form-tamam .tik { width: 84px; height: 84px; border-radius: 50%; background: var(--yesil); display: grid; place-items: center; margin: 0 auto 18px; box-shadow: 0 14px 34px rgba(0, 171, 79, .35); }
.form-tamam h3 { font-size: 24px; font-weight: 800; letter-spacing: -.03em; }
.form-tamam p { margin-top: 8px; color: var(--gri); font-size: 16px; }
.form-kart.gitti form { display: none; } .form-kart.gitti .form-tamam { display: block; }
.hp { position: absolute; left: -9999px; }

/* ---------- bölümler ---------- */
.bolum { padding: 88px 0; }
.bolum.beyaz { background: #fff; }
.ust-baslik { max-width: 720px; margin-bottom: 40px; }
.etiket { display: inline-block; font-size: 13px; font-weight: 800; letter-spacing: .16em; color: var(--yesil-k); text-transform: uppercase; margin-bottom: 12px; }
.ust-baslik h2 { font-size: clamp(30px, 3.6vw, 44px); font-weight: 800; letter-spacing: -.04em; line-height: 1.08; }
.ust-baslik p { margin-top: 14px; font-size: 18px; color: var(--gri); }
.izgara { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.urun { background: #fff; border-radius: var(--r); padding: 26px; box-shadow: var(--golge); display: flex; flex-direction: column; gap: 14px; transition: transform .2s, box-shadow .2s; border: 1px solid transparent; }
.urun:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(10, 30, 60, .12); border-color: rgba(0, 171, 79, .25); }
.ikon { width: 60px; height: 60px; border-radius: 18px; display: grid; place-items: center; flex: none; }
.urun h3 { font-size: 21px; font-weight: 800; letter-spacing: -.02em; }
.urun p { font-size: 15.5px; color: var(--gri); flex: 1; }
.urun .bag { display: inline-flex; align-items: center; gap: 6px; font-weight: 800; font-size: 15px; color: var(--yesil-k); }
.neden { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.neden > div { background: var(--zemin); border-radius: var(--r); padding: 26px; }
.neden h3 { margin-top: 16px; font-size: 19px; font-weight: 800; letter-spacing: -.02em; }
.neden p { margin-top: 8px; font-size: 15px; color: var(--gri); }

/* hasar adımları */
.hasar { background: linear-gradient(160deg, #0B1F3A, #12305A); color: #fff; border-radius: 30px; padding: 56px; display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; align-items: center; overflow: hidden; position: relative; }
.hasar .el { position: absolute; right: -40px; bottom: -30px; width: 380px; opacity: .08; pointer-events: none; }
.hasar h2 { font-size: clamp(30px, 3.4vw, 42px); font-weight: 800; letter-spacing: -.04em; line-height: 1.08; }
.hasar > div > p { margin-top: 14px; color: #B4C4DA; font-size: 17.5px; }
.adimlar { list-style: none; display: grid; gap: 14px; counter-reset: a; position: relative; }
.adimlar li { counter-increment: a; display: flex; gap: 16px; align-items: flex-start; background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .1); border-radius: 18px; padding: 18px 20px; }
.adimlar li::before { content: counter(a); width: 36px; height: 36px; border-radius: 50%; background: var(--yesil); color: #fff; font-weight: 800; display: grid; place-items: center; flex: none; }
.adimlar b { display: block; font-size: 17px; } .adimlar span { color: #B4C4DA; font-size: 15px; }

/* uygulama */
.uyg { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.uyg ul { list-style: none; margin-top: 24px; display: grid; gap: 14px; }
.uyg li { display: flex; gap: 12px; align-items: flex-start; font-size: 17px; }
.uyg li b { display: block; } .uyg li span { color: var(--gri); font-size: 15px; }
.magaza { display: flex; gap: 12px; margin-top: 28px; flex-wrap: wrap; }
.magaza span { display: inline-flex; align-items: center; gap: 10px; background: var(--lac); color: #fff; border-radius: 14px; padding: 12px 18px; font-weight: 700; font-size: 15px; opacity: .9; }
.magaza small { display: block; font-size: 11px; opacity: .7; font-weight: 600; }
.telefon { justify-self: center; width: 300px; height: 610px; border-radius: 52px; padding: 10px; background: linear-gradient(150deg, #33465F, #0B121E 50%, #2A3B53); box-shadow: 0 40px 90px rgba(10, 30, 60, .3); }
.telefon .ekran { width: 100%; height: 100%; border-radius: 43px; overflow: hidden; background: var(--zemin); position: relative; font-size: 12px; }
.telefon .ada { position: absolute; left: 50%; top: 10px; width: 92px; height: 26px; margin-left: -46px; border-radius: 16px; background: #000; z-index: 2; }
.t-ust { background: #fff; padding: 46px 16px 12px; display: flex; justify-content: space-between; align-items: center; }
.t-ust small { display: block; color: var(--gri); font-weight: 600; } .t-ust b { font-size: 17px; letter-spacing: -.02em; }
.t-av { width: 34px; height: 34px; border-radius: 50%; background: var(--yesil); color: #fff; font-weight: 800; display: grid; place-items: center; }
.t-hero { margin: 10px 12px; border-radius: 18px; padding: 14px 16px; color: #fff; background: radial-gradient(circle at 90% 10%, rgba(34, 211, 122, .35), transparent 55%), linear-gradient(150deg, #0B1F3A, #163763); }
.t-hero small { color: #A9BBD3; font-weight: 600; } .t-hero b { display: block; font-size: 32px; letter-spacing: -.04em; line-height: 1.1; }
.t-hero em { display: inline-block; margin-top: 6px; font-style: normal; font-size: 10.5px; font-weight: 700; color: #FFC65C; background: rgba(255, 176, 32, .16); border: 1px solid rgba(255, 176, 32, .35); border-radius: 99px; padding: 3px 9px; }
.t-pol { margin: 8px 12px; background: #fff; border-radius: 14px; padding: 11px 12px; display: flex; gap: 10px; align-items: center; box-shadow: 0 4px 12px rgba(10, 30, 60, .05); }
.t-pol i { width: 34px; height: 34px; border-radius: 11px; display: grid; place-items: center; flex: none; }
.t-pol div { flex: 1; } .t-pol b { display: block; font-size: 12.5px; } .t-pol small { color: var(--gri); }
.t-pol strong { font-size: 12px; }

/* iletişim */
.iletisim { display: grid; grid-template-columns: 1.1fr .9fr; gap: 24px; }
.ilet-kart { background: #fff; border-radius: var(--r); padding: 32px; box-shadow: var(--golge); }
.ilet-kart h3 { font-size: 22px; font-weight: 800; letter-spacing: -.02em; margin-bottom: 18px; }
.satir { display: flex; gap: 14px; align-items: flex-start; padding: 14px 0; border-top: 1px solid var(--cizgi); }
.satir:first-of-type { border-top: 0; }
.satir b { display: block; font-size: 16px; } .satir span, .satir a { color: var(--gri); font-size: 15.5px; }
.satir a:hover { color: var(--yesil-k); }
.cta-kart { background: linear-gradient(150deg, var(--yesil), var(--yesil-k)); color: #fff; border-radius: var(--r); padding: 32px; display: flex; flex-direction: column; justify-content: space-between; gap: 22px; }
.cta-kart h3 { font-size: 28px; font-weight: 800; letter-spacing: -.03em; line-height: 1.1; }
.cta-kart p { opacity: .9; font-size: 16.5px; }
.cta-kart .btn { background: #fff; color: var(--yesil-k); box-shadow: none; align-self: flex-start; }

/* alt */
.alt-bilgi { background: #081631; color: #9FB3CF; padding: 56px 0 30px; }
.alt-bilgi .kap { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 36px; }
.alt-bilgi img { width: 240px; }
.alt-bilgi h4 { color: #fff; font-size: 15px; margin-bottom: 12px; }
.alt-bilgi a:hover { color: #fff; }
.alt-bilgi ul { list-style: none; display: grid; gap: 8px; font-size: 15px; }
.telif { margin-top: 40px; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .08); font-size: 13.5px; display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; grid-column: 1 / -1; }

/* metin sayfası (KVKK) */
.metin { background: #fff; border-radius: var(--r); padding: clamp(24px, 5vw, 56px); box-shadow: var(--golge); max-width: 880px; margin: 48px auto 80px; }
.metin h1 { font-size: clamp(28px, 4vw, 40px); letter-spacing: -.04em; line-height: 1.1; margin-bottom: 8px; }
.metin h2 { font-size: 20px; margin: 28px 0 8px; letter-spacing: -.02em; }
.metin p, .metin li { color: #33435A; font-size: 16px; margin-top: 8px; }
.metin ul { padding-left: 22px; }

/* belirme */
html.js .belir { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
html.js .belir.goruldu { opacity: 1; transform: none; }

/* ---------- duyarlı ---------- */
@media (max-width: 1080px) {
  .menu { display: none; }
  .menu.acik { display: flex; flex-direction: column; gap: 0; position: absolute; left: 0; right: 0; top: 100%; margin: 0; background: #fff; border-bottom: 1px solid var(--cizgi); box-shadow: 0 20px 40px rgba(10,30,60,.12); padding: 8px 20px 16px; }
  .menu.acik a { padding: 14px 0; border-top: 1px solid var(--cizgi); font-size: 17px; }
  .menu.acik a:first-child { border-top: 0; }
  .hamburger { display: grid; margin-left: 0; }
  .hero .kap { grid-template-columns: 1fr; gap: 40px; padding: 48px 0 64px; }
  .izgara { grid-template-columns: repeat(2, 1fr); }
  .neden { grid-template-columns: repeat(2, 1fr); }
  .hasar { grid-template-columns: 1fr; padding: 36px; }
  .uyg { grid-template-columns: 1fr; }
  .alt-bilgi .kap { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .ust .kap { height: 66px; gap: 10px; }
  .ust .logo img { height: 40px; }
  .tel-btn span, .ust-sag .btn { display: none; }
  .tel-btn { width: 44px; height: 44px; padding: 0; justify-content: center; border: 1px solid var(--cizgi); }
  .izgara, .neden, .iletisim, .alt-bilgi .kap { grid-template-columns: 1fr; }
  .form-kart { padding: 20px; border-radius: 22px; }
  .iki { grid-template-columns: 1fr; gap: 0; }
  .bolum { padding: 64px 0; }
  .hasar { padding: 26px; border-radius: 24px; }
  .telefon { width: 260px; height: 530px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } html.js .belir { opacity: 1; transform: none; transition: none; } }